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Lock your passwords, credit cards and bank account numbers behind military-grade encryption and have them organized and ready when you need them by installing the most sophisticated and easy to-use password manager on your Windows PC. Intention to use e-wallet is defined as users’ intention to use e-money during COVID-19 pandemic, measured by three items adapted from Aji et al. It allows you to easily pay bills, transfer money, buy load, or make online purchases. It is also known as an electronic wallet. With the rise of mobile banking and m-commerce, the demand for a convenient. Blockchain. 00 using Cellphone Banking or FNB ATMs. According to a Boku Report, 60% of the world will use mobile wallets by 2025.